Greater Energy Security. Lower Bills. Affordable Home Upgrades.
The Government's 'Warm Homes Loan Scheme' improves public access to solar panels, battery storage and energy efficient heating through low-and-zero interest loans.
At Platinum, we're helping homeowners across the UK take the next step towards smarter, more secure energy.
What Is the Warm Homes Loan Scheme?
The Government's Warm Homes Loan Scheme helps eligible homeowners spread the cost of energy-saving improvements through low- and zero-interest loans. From generating your own electricity to storing energy for when you need it, investing in your home's energy future could become more accessible.
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Discover suitable energy solutions. From solar panels and battery storage to heat pumps.
Explore options →02
Find the right solution for your home with Platinum.
Get my quote →03
Apply directly to a participating lender, subject to eligibility and approval.
Explore finance →04
Take greater control of your energy with professionally installed energy-saving technology.
Calculate savings →Why Invest in Your Home's Energy Future?
Generate and store more of your own electricity, reducing your reliance on the grid. With a suitably designed battery backup system, essential appliances may even stay powered during an outage.
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Use more of the energy you generate and reduce your exposure to fluctuating electricity prices. Investing in renewable technology could help lower your household energy costs for years to come.
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Access government-backed low- or zero-interest loans, or explore options from participating lenders such as The Money Co-op, which advertises a Warm Home Loan at 2.7% APR for eligible borrowers.
Calculate Your Potential Savings → 3EXPLORE THE NUMBERS
Discover what investing in renewable energy could mean for your home and savings.
Adjust the figures below to explore potential energy savings, finance repayments and your estimated return on investment.
Annual savings = annual electricity bill × estimated saving percentage. The default 40% is an editable illustration, not a predicted or guaranteed saving. Use the electricity portion of your bill only.
Grant support is not guaranteed. Only enter funding confirmed as compatible with your installation and loan. The loan amount cannot be less than £0.
Estimated Monthly Repayment
£130.64
Estimated Annual Energy Savings (£)
£800
Estimated Payback Including Interest
13.7 years
Projected 10-Year Net Financial Position
−£2,974
Aqua: cumulative savings · White: net financial position (savings less repayments paid). Hover, tap or use the year control to explore.
Illustration only. Figures are not guaranteed and do not constitute financial advice, a loan offer or confirmation of eligibility. Savings stay constant in this model. It excludes inflation, maintenance, replacement costs, degradation, fees and changes in energy prices. Payback compares total scheduled repayments with annual savings; the 10-year figure deducts all scheduled repayments, even if your selected loan term exceeds 10 years. Actual lender calculations and terms may differ.
WHY PLATINUM?
Making your home more energy-independent shouldn't be complicated. At Platinum, we bring together renewable energy expertise, professional installation and a customer-first approach to help homeowners explore the right improvements for their property.
Helping you understand your energy options.
Working with suitably qualified renewable energy professionals.
Supporting homeowners across the UK, with availability confirmed for your area.
From your first enquiry to your completed installation.
Discover how the right renewable energy solution could help you reduce costs and take greater control of your home.
checking your eligibility
Check the scheme guidance and your chosen lender's requirements before making an application.
UNDERSTAND YOUR finance
Affordable finance can help homeowners invest in a more energy-efficient future. Compare the total repayable, fees, term and monthly repayments before choosing a loan.
Finance applications and lending decisions are handled by the lender. Requesting a Platinum installation quote is separate from applying for credit.
Participating lender (external information)
2.7% APR
Advertised Warm Home Loan rate for eligible borrowers (October 2026). Subject to lending, membership and scheme requirements, credit and affordability checks, and terms and conditions.
Explore Finance Options ↗OUR INSTALLER NETWORK
We're looking for experienced solar PV, battery storage and heat pump installers to help deliver energy-saving improvements across the UK.
Qualified employed and subcontracted installers: tell us about your qualifications, accreditations and areas covered. Our team will review your enquiry.
Join Our Installer NetworkInstaller enquiries are separate from homeowner quote requests. Please do not send certificates or sensitive documents at this stage.
NEWS & ADVICE
Explore the official scheme guidance and Platinum's existing installation information.
Official Government guidance
Start with the Government factsheet for an overview of the scheme and participating lenders.
Read the GOV.UK factsheet ↗Platinum service guide
Explore Platinum's existing solar PV and battery installation services.
Explore Solar & Battery Storage →Platinum project example
See an existing Platinum solar project, then explore your own assumptions with the calculator.
View Our Solar Case Study →LET'S TALK ABOUT YOUR HOME
Take greater control of your electricity, reduce your exposure to rising energy costs and explore affordable ways to make your home more energy-efficient.
With Platinum, your journey towards smarter energy starts here.
Your enquiry is for an installation quote. It is not a loan application or a commitment to buy.
Use the personalised quote button to include your calculator illustration.
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